Found
Banking and taxes in one place for the self-employed.
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Found is a business banking account built specifically for self-employed individuals that combines banking with automatic bookkeeping and tax tools. Found connects to your income sources, automatically categorizes expenses, calculates your quarterly tax estimates in real time, and even files your taxes through the app. A true all-in-one for freelancers.
Our Scores
4.5
Ease of Use
4.5
Features
4.8
Value
4.1
Support
Pros & Cons
Pros
- ✓Real-time quarterly tax estimate updates as you earn
- ✓Automatic expense categorization for tax deductions
- ✓Tax filing built directly into the banking app
- ✓No monthly fee on the basic plan
- ✓Works with gig platforms (Uber, Lyft, DoorDash, Upwork)
Cons
- ✗Available for sole proprietors only (no corporations)
- ✗Tax filing is basic — not suitable for complex returns
- ✗No multi-currency support
- ✗Still a newer company — fewer features than established banks
Best For
- →Freelancers who want banking + tax prep in one app
- →Self-employed who want real-time tax estimates
- →Gig workers and 1099 contractors
- →Those who want to file taxes directly from their bank app
Not Ideal For
- ✗Multi-member LLCs or corporations
- ✗Those needing multi-currency accounts
- ✗Businesses with employees or payroll needs
Pricing
Found Basic
Free
- ✓Business checking
- ✓Real-time tax estimates
- ✓Auto expense categorization
- ✓Basic tax filing
- ✓FDIC insured
Found Plus
$20/month
- ✓Everything in Basic
- ✓Advanced tax features
- ✓Bookkeeping reports
- ✓Savings accounts with yield
- ✓Priority support
Frequently Asked Questions
Does Found actually file your taxes?
Found includes basic tax filing for Schedule C (self-employment) within the app. For freelancers with straightforward returns, this can eliminate the need for separate tax software.
Is Found only for gig workers?
No. Found works for any self-employed individual — freelancers, independent contractors, consultants, gig workers, and sole proprietors. It is designed for anyone who receives 1099 income.
How does Found compare to Lili?
Both target freelancers with automatic tax saving. Found has stronger tax filing integration (you can actually file from the app). Lili has been around longer and has a more established banking infrastructure.
Other Banking Options
Tax Information Notice
This content is for informational and educational purposes only. It does not constitute tax, legal, or financial advice. Tax laws change frequently. Always consult a qualified CPA or Enrolled Agent for your specific situation.