W-2 vs Freelance: What's the Real Equivalent?
A true apples-to-apples comparison between a salaried job and freelancing — including taxes, benefits, and hidden costs.
W-2 Employee
Annual value of employer-paid coverage
4% match = $3,600/year
Life insurance, gym, FSA, commuter, etc.
Freelance / Self-Employed
Equipment, software, home office, etc.
Tax Information Notice
This content is for informational and educational purposes only. It does not constitute tax, legal, or financial advice. Tax laws change frequently. Always consult a qualified CPA or Enrolled Agent for your specific situation.