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3.05% flatIN

Freelance Taxes in Indiana: Complete 2026 Guide

Rates reviewed · Source: Indiana Department of Revenue

Indiana has a low flat 3.05% state income tax rate, plus county-level income taxes of 0.5-2.9%.

Quarterly Estimated Payments

IN requires quarterly estimated payments if you expect to owe $1,000 or more.

2026 federal estimated tax deadlines
QuarterIncome periodDue
Q1Jan 1 – Mar 31, 2026April 15, 2026
Q2Apr 1 – May 31, 2026June 16, 2026
Q3Jun 1 – Aug 31, 2026September 15, 2026
Q4Sep 1 – Dec 31, 2026January 15, 2027

INTIME — Indiana Department of Revenue · Form ES-40 · How to pay online

Key Tax Facts for Indiana Freelancers

  • Very low flat state rate of 3.05%
  • County income taxes add 0.5-2.9% depending on location
  • Indiana follows the federal quarterly payment schedule
  • Low cost of living — Indianapolis is a growing tech hub

Deductions in Indiana

Indiana generally conforms to federal deductions with some modifications.

Top Freelancer Cities in Indiana

IndianapolisFort WayneEvansvilleSouth Bend

Indiana freelance tax questions

How much tax do freelancers pay in Indiana?

Three taxes apply: 15.3% federal self-employment tax on net earnings up to $184,500, federal income tax at your bracket, and Indiana income tax of 3.05% flat. Indiana has a low flat 3.05% state income tax rate, plus county-level income taxes of 0.5-2.9%.

Do Indiana freelancers have to make quarterly estimated payments?

IN requires quarterly estimated payments if you expect to owe $1,000 or more. Federal estimated payments for 2026 are due Q1 April 15, 2026, Q2 June 16, 2026, Q3 September 15, 2026, Q4 January 15, 2027. Indiana follows the same schedule.

What can Indiana freelancers deduct?

Indiana generally conforms to federal deductions with some modifications.

Where do Indiana freelancers pay estimated taxes online?

Indiana accepts online estimated tax payments through INTIME, operated by the Indiana Department of Revenue. The state estimated tax form is Form ES-40. Federal payments are made separately through IRS Direct Pay or EFTPS.

Tax Information Notice

This content is for informational and educational purposes only. It does not constitute tax, legal, or financial advice. Tax laws change frequently. Always consult a qualified CPA or Enrolled Agent for your specific situation.