Cash App Taxes
Completely free federal and state tax filing — no upsells.
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Cash App Taxes (formerly Credit Karma Tax) is the only major tax software that offers truly free federal and state filing with no upgrade required and no hidden fees. It covers Schedule C for self-employed filers, making it a genuine zero-cost option for freelancers with straightforward tax situations. No income limits, no paid tiers — just free.
Our Scores
4.2
Ease of Use
3.9
Features
5.0
Value
3.6
Support
Pros & Cons
Pros
- ✓100% free — both federal and state, no upsells
- ✓Covers Schedule C and all major self-employment deductions
- ✓No income or age restrictions on the free tier
- ✓Audit defense included for free
- ✓Clean modern interface that is easier than FreeTaxUSA
Cons
- ✗Does not handle all complex tax situations
- ✗No live CPA or tax expert support included
- ✗Limited import options from accounting software
- ✗Requires a Cash App account to file
Best For
- →Freelancers who want truly free federal and state filing
- →Self-employed who are price-sensitive
- →1099 workers with straightforward situations
- →Those who already use Cash App for banking
Not Ideal For
- ✗Freelancers with highly complex returns
- ✗Those who need guided hand-holding through deductions
- ✗Anyone needing live expert support included
Pricing
Free
Free
federal + state
- ✓Schedule C
- ✓All self-employment deductions
- ✓1099 income
- ✓Federal and state filing
- ✓Audit defense
Estimate Your Tax Bill First
Use our free quarterly tax calculator to estimate how much you owe before filing.
Free Quarterly Tax Calculator →Frequently Asked Questions
Is Cash App Taxes really free for self-employed?
Yes. Cash App Taxes offers completely free federal and state filing including Schedule C for self-employed. There is no upgrade required, no income limit, and no surprise fees.
What is the catch with Cash App Taxes being free?
The main trade-off is no live expert support and some limitations on complex situations. Cash App earns revenue through other Cash App features, not the tax product.
How does Cash App Taxes compare to FreeTaxUSA?
Both are free for Schedule C federal filing. Cash App Taxes is also free for state filing (FreeTaxUSA charges $14.99 per state). Cash App Taxes has a more modern interface; FreeTaxUSA has been around longer and handles slightly more complex situations.
Compare Other Tax Tools
Tax Information Notice
This content is for informational and educational purposes only. It does not constitute tax, legal, or financial advice. Tax laws change frequently. Always consult a qualified CPA or Enrolled Agent for your specific situation.