OLT Online Taxes
Free federal and low-cost state filing for self-employed.
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OLT (OnLine Taxes) is one of the original IRS Free File partners, offering free federal tax filing for eligible taxpayers and a low flat rate for all others. It covers Schedule C and self-employment situations at a price point below most competitors. A veteran in the online tax filing space, having served taxpayers since 2000.
Our Scores
3.7
Ease of Use
3.7
Features
4.8
Value
3.4
Support
Pros & Cons
Pros
- ✓IRS Free File partner — free for eligible income levels
- ✓Covers Schedule C and all self-employment forms
- ✓Very low flat fee ($9.95) for those not Free File eligible
- ✓State filing available at competitive rates
- ✓Established platform operating since 2000
Cons
- ✗Dated interface — significantly less polished than TurboTax or H&R Block
- ✗Minimal deduction guidance or help prompts
- ✗Customer support is minimal
- ✗Less suitable for complex situations
Best For
- →Budget-focused freelancers wanting IRS-approved free filing
- →Self-employed with income under $73,000 (IRS Free File eligible)
- →Those who want a veteran tax filing platform
Not Ideal For
- ✗Those who want a modern, polished interface
- ✗Freelancers needing comprehensive deduction guidance
- ✗Anyone requiring live support
Pricing
IRS Free File
Free
federal return
- ✓Free for income under $73,000
- ✓Schedule C
- ✓All federal forms
- ✓e-Filing
Standard
$9.95
federal return
- ✓All income levels
- ✓Schedule C
- ✓Self-employment forms
- ✓State add-on available
Estimate Your Tax Bill First
Use our free quarterly tax calculator to estimate how much you owe before filing.
Free Quarterly Tax Calculator →Frequently Asked Questions
Who qualifies for free filing with OLT?
Through the IRS Free File program, taxpayers with Adjusted Gross Income of $73,000 or less can file federal taxes for free with OLT. Those above this income use the paid option at $9.95.
Is OLT safe and IRS-approved?
Yes. OLT is an IRS Free File Alliance partner and uses bank-level encryption. It has been filing federal returns safely for over 20 years.
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Tax Information Notice
This content is for informational and educational purposes only. It does not constitute tax, legal, or financial advice. Tax laws change frequently. Always consult a qualified CPA or Enrolled Agent for your specific situation.